Insurance is the part of a financial plan everyone sets once and forgets — which is exactly why it drifts out of step with real life. The coverage you bought a few years ago was built for the family, the home, the job, the car you had then.
Mid-year, take a quick pass. Has your life changed in ways your coverage hasn't caught up with? A new child, a new home, a new vehicle, a marriage, a raise — each can mean you're either underprotected (a gap that could be devastating) or overpaying for coverage you no longer need. Check that the people who depend on you are genuinely covered, and that you're not quietly bleeding money on policies that no longer fit.
This isn't glamorous, and it takes maybe an hour. But insurance is the safety net under everything else you're building — worth making sure it still stretches across the life you actually have.