The most damaging crypto scam today blends a fake relationship with a fake investment. It's slow by design — trust is built over weeks before the money disappears. Knowing the five stages is how you spot it early.
A "wrong number" text, a dating match, a friendly DM. No pitch — just warmth and attention.
Trust built over weeks. AI photos & even deepfake video calls "prove" they're real. Patience is the weapon.
They mention a crypto investment that's doing great — a special platform, an insider edge. They'll guide you in.
Your first deposit "grows." A small withdrawal even works. So you invest more. Then more.
To withdraw, suddenly there are "taxes" or "fees." You pay. The money never comes. They vanish.
When the FBI proactively warned people mid-scam, 77% had no idea they were being defrauded. If it happens to you, it is not your fault — report at ic3.gov. This is financial education, not personalized advice.